Is a contract between an individual and an insurance company, where the insurer agrees to pay a specified sum of money to designated beneficiaries upon the insured's death. In exchange, the insured pays regular premiums. The purpose of life insurance is to provide financial protection and support to dependents or loved ones in the event of the insured's death, helping cover expenses like living costs, debts, or education.

Designed to cover funeral costs, medical bills, or other end-of-life expenses. It provides peace of mind by ensuring that your loved ones won’t face financial burdens during a difficult time, with coverage tailored for individuals seeking to ease the burden of final expenses.

The process of managing your finances to meet current and future goals. It includes budgeting, saving, investing, debt management, retirement planning, tax strategies, insurance, and estate planning. The goal is to create a balanced approach that ensures financial security and helps achieve specific life objectives, both short- and long-term.

An annuity is a financial product offered by insurance companies that provides regular income payments in exchange for an initial lump sum or a series of payments. It is typically used for retirement planning, offering guaranteed income over a specified period or for the remainder of the annuitant's life. Annuities help protect against the risk of outliving one's savings.